Many people are disadvantaged by the  system because of circumstances that have lowered their credit score. They turn to unscrupulous "Credit Repair Scams", with some spending thousands of dollars, in a desperate effort to restore their credit.
For two decades, The American Association For Credit has helped American consumers regain their credit rating, correctly, legally and ethically, working with banks, financial institutions and major credit bureaus, while
protecting the consumer against fraud.
 

URGENT ANNOUNCEMENT

If you have lost your job and you cannot find another job at the same pay scale in the next 30 days, more than likely you will not be able to pay your bills on time! This will lower your CREDIT SCORE, prevent you from being approved for NEW CREDIT and more than likely commence proceedings toward FORECLOSURE.

THE ABSOLUTE WORSE THING YOU CAN DO
IS
PROCRASTINATE AND WAIT
ON THE
GOVERNMENT TO BAIL YOU OUT.

For 90% of Americans, any solution the government can offer will not apply to YOU!

THERE IS NOT ENOUGH MONEY IN
THE
AMERICAN ECONOMY TO SOLVE
THE PRESENT
CREDIT CRISIS
IN THE
NEXT 180 DAYS
WHEN YOU
NEED IT MOST AND BY THEN,
YOU WILL HAVE
LOST YOUR HOME!

PROVIDING ASSISTANCE

Financial Professionals have teamed up with Credit Counselors in a combined effort to provide immediate assistance! While we can't pay your bills for you, we can offer you your best option: INFORMATION ON MAKING THE RIGHT CHOICES WITH THE AVAILABLE FUNDS YOU HAVE, SO IN THE LONG-TERM, YOU AND YOUR FAMILY WILL COME OUT OF THIS RECESSION BETTER THAN WHEN YOU STARTED THIS ECONOMIC DIFFICULTY.

SECOND CHANCE CREDIT

Even if you lose your home and suffer economic ruin because of this RECESSION, there is hope for recovery, an absolute process to RESTORE YOUR CREDIT RATING in less than TWO YEARS! As a MEMBER of the American Association For Credit, you will have access to continual reports on EVERY OPTION AVAILABLE TO YOU in your present situation. Trained Financial Experts are monitoring the news, announcements from the government, the Federal Reserve and the Banking Community in general on a daily basis. Together, they are compiling a simple report on a regular basis, detailing EVERY POSSIBLE OPTION left open to you to:
1) Lessen the impact of today's Credit Crisis on YOU personally, and
2) Provide a structured list of steps you can begin immediately to RESTORE YOUR CREDIT, so even if you lose your home, you will QUALIFY FOR A NEW MORTGAGE IN UNDER TWO YEARS.

LOOKING AHEAD...

Just think... If they take your home and you have to start all over again to reestablish yourself... If you work with our Counselors, in less than two years, you will QUALIFY FOR A NEW MORTGAGE and purchase a bigger home for less money, all because of the present down-turn in the economy. You might not be able to prevent your present situation, but one thing you can be assured of is, IN THE LONG-TERM, EVERY MEMBER will be in a BETTER ECONOMIC SITUATION than they find themselves in right now. The most important step you can take at this present time is to PREPARE FOR YOUR ECONOMIC FUTURE:

MAKE SURE YOUR CREDIT SCORE REMAINS
AT OR ABOVE
720 TWO YEARS FROM NOW,
SO YOU
TAKE ADVANTAGE OF THE SITUATION
WHEN IT IS PRESENTED TO YOU!

REGAIN ALL YOU MAY LOSE IN THE NEAR FUTURE
BY DOING EVERYTHING YOU CAN RIGHT
NOW!

 
 

 
 

Report it Here
If you have specific information on a
current
CREDIT REPAIR SCAM . . .

 
 



PERSONAL SUPPORT FOR AMERICAN CONSUMERS


WHEN YOU APPLY FOR
 NEW CREDIT
YOU ARE

APPROVED

 
 
 
 
 

ASSOCIATION MEMBERS RECEIVE
HIGH CREDIT SCORES


 
 
    

American Association For Credit Members
are guaranteed

CREDIT APPROVAL
on their next
CERTIFIED CREDIT APPLICATION

Credit worthiness is primarily ruled by your Credit Score which is attached to each of your Credit Reports.  The Credit Score is a reference number that tells the computer system screening you, whether or not to approve or reject your application for Credit - long before it is passed on to a Credit Manager for a final approval.  If the score is low, below 680, more than likely your application will never be seen by a single human being.
If you score above 680, you are at least granted a review by a Credit Manager but not necessarily a 100% guaranteed approval.  If you score 720 or more, you are considered a good credit risk and your application is always approved.

It is a question of facts and figures,  mathematical statistics and history.  720 is not the highest score, but it is the average score considered by most credit managers as an “A-Paper Credit Rating” and a Good Credit Risk, normally able to accept and repay a loan on "no deposit". However, because of the "sub-prime meltdown" which began in 2007 and has not finished yet, a 720 Credit Score now asks up to 20% Deposit on today's Mortgage Loans.

 
 
 

The American Financial System has created a Class System, where those with a LOW CREDIT SCORE are restricted to a lower status and judged a "delinquent" before being offered another chance to prove they can still be "credit worthy".

Without access to
CREDIT
the Best
Opportunities
remain
OUT OF REACH!

Because of past mistakes, carelessness or simply because of circumstances outside of their control, many Americans mentally consider themselves to be “Credit Unworthy” and feel they have lost the trust of the banking and financial industry. Many continue to suffer financial hardship because they think they must always pay CASH for both daily living expenses and the little "extras" they or their family want or need.

FIRST TIME
TEEN CREDIT

SUCCESS

By not taking personal control over their CREDIT SCORE
and paying strict attention to detailed mistakes listed in their

INACCURATE CREDIT REPORTS

they disadvantage their Credit History for years at a time!
  
Restoring your Credit Rating is not just about "fixing your credit" and "correcting" possible inaccuracies or mistakes on your Credit Report. Most Bad Credit listings on credit reports are true accounts of missed payments and unpaid bills. This is the attraction of "Credit Repair Scams". They fool people into believing that through a variety of maneuvers, they will restore your credit score to where it was before. Consumers mistakenly believe that hiring someone to manipulate their credit reports will make everything OK once again. NOT TRUE!

With today's advances in modern computing, the credit reporting system has become very efficient in tracking the credit histories of American Consumers. Any attempt at manipulating or manufacturing a false credit report will be discovered and reversed within a matter of weeks. Then there's the fact that many of these so-called "fixes" are against the law and subject to criminal prosecution for fraud.

Restoring your credit rating is a process, where over time and with a renewed approach to how you use credit, you regain the trust of the financial system. A major benefit of Association Membership is education: A step-by-step procedure to guide everyone through the positive steps that will permanently regain their credit rating! Members learn to restore their own credit score by following instructions, specifically endorsed and approved by the credit industry itself.

RESTORE YOUR CREDIT RATING
Get the HELP you need NOW!

STOP PAYING up to $300.00 MORE through increased interest rates and premium increases
ON THE VERY SAME MONTHLY BILLS:--

JUST BECAUSE YOUR
CREDIT SCORE IS
200 POINTS BELOW
WHERE IT SHOULD BE!

* * * *
Many things we need to buy can only be financed or purchased on credit.
* * * *

* All the above are Registered Trade Marks and are only represented by the Association for information purposes.

Good Credit is essential in America Today.

Association Members
are increasing their
CREDIT SCORE
350...500...650...720

Qualifying for the credit they need!

 
 

                                     Join the
  American Association For Credit
There is no reason on earth why anyone should have less than a near perfect Credit Score. The American Association For Credit is your passport to qualifying for all the Credit you need to live the American Dream.
REQUEST MORE INFORMATION